This isn’t just a flyer—it’s a decision-making tool for your next farmland purchase.
Fill out the form to download this guide
Securing financing is one of the most important steps in buying or expanding farmland—and it can also be one of the most complex. That’s why we created this comprehensive guide to Iowa farmland financing options, designed to help buyers navigate everything from traditional loans to specialized ag lending and government-backed programs.
In this resource, you'll find a detailed breakdown of major specialized ag lenders including Farm Credit Services of America, Rabo AgriFinance, MetLife Ag Investments, ContTerra Ag Capital, and Farmer Mac. Each offers unique advantages—from co-op patronage dividends to flexible loan structures for large-scale or unique operations.
We’ve also outlined vital government programs, like USDA Farm Service Agency loans and the Iowa Finance Authority’s Beginning Farmer Loan Program, both of which offer reduced interest rates and favorable terms for new farmers and qualified buyers.
Looking for a local connection? The guide covers community-based lenders and large national banks, highlighting the pros and cons of each. We also included a section on key financing considerations, such as loan-to-value ratios, CSR impact, interest rate structures, tax deductions, and prepayment strategies—so you can structure your loan wisely.
Finally, a step-by-step checklist walks you through what to prepare before applying, including documents, credit checks, and how to compare lender offers.
This isn’t just a flyer—it’s a decision-making tool for your next farmland purchase.
